The Passenger Accident Insurance covers accidents suffered by the skipper or the skipper and the crew (based on crew list). In the event of injury the insured amount will be divided among the registered persons. If only the skipper is insured, he will be entitled to the full insured amount.

The cover provided by this insurance includes:

• Accidents when using the dinghy.
• Transporting body back home in event of death.
• The medically necessary return of injured person(s) to home town.
• Injuries typically sustained in diving, such as injuries including compression sickness or eardrum injuries as well as drowning or suffication under water, even where no accident occured.
• The insurance policy also covers accidents where the insured person is unexpectedly affected by war or civil war abroad.
• Rescue costs in the event of a heart attack or stroke. The insurance covers search missions for persons injured in an accident even where the occurrence of an accident is only assumed. Also covered are nautical emergencies or severe damage to the vessel.
• Please note: Taking part in regattas or motorboat races is only covered where a supplement is paid.

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