Below there are typical steps towards the creation of a tailor-made insurance programme for the client:

1. An analysis of actual insurance circumstances (evaluation of present insurance, insurance range, used insurance systems, paid premium etc.)
   
2. Analysis of factual Client’ needs, which involves: identification of possible fate events, identification of amount and possibility of Probable Maximum Loss and risk management;
   
3. Preparation of an insurance program according to Client’ risks;
   
4. Evaluation of applied preventing activities in your company and help in selecting appropriate tools for minimising consequences of possible losses;
   
5. Preparation and effective carrying out of a tender between Insurance Companies in order to find the best offer. The role of the Broker as an expert in the insurance terms is extremely important on this step.