If the skipper is rendered incapable through an insured event/ circumstance, the costs of the entire charter sailing trip will be compensated with a deduction for the payable excess (deductible). If a crew member is rendered incapable, this insurance will pay the appropiate proportional amount of compensation less the payable excess (deductible). The curtailment of travel during the sailing trip is also insured. The unused proportion of the charter fee, less the excess, is covered by this insurance. The costs of travel to and from the location can also be insured.

Skipper`s Liability Insurance covers the statutory liability of the policy holder in his capacity as a charterer and operator of a yacht - anywhere in the world.

The Passenger Accident Insurance covers accidents suffered by the skipper or the skipper and the crew (based on crew list). In the event of injury the insured amount will be divided among the registered persons. If only the skipper is insured, he will be entitled to the full insured amount.

Charter yachts usually have fully comprehensive hull insurance. The charter company and its insurance company will usually have agreed a deductible (retention) payable in the event of damage occurring.
The deductible normally corresponds to the security deposit paid by the charterer.If damage is sustained by the yacht during the sailing trip, the charter company is entitled to retain all or part of the security deposit paid. This guarantee insurance for charter security deposits cover this financial risk. Our insurance for charter deposits does not require payment of a deductible.