An insurance broker is a representative of the client and not of the insurer. He is not concerned in hiding weak points in products offered by insurers.
One of the major advantages that arise from the cooperation with a broker, besides getting professional advice, is a transfer of liability for concluded insurance agreements (Art. 429 of Polish Civil Code).
The broker’s remuneration is paid directly by insurers, not by the customer. In addition, insurance fees negotiated by brokers are often lower than those negotiated by the customer himself. So the customer gets additional service for free - often even for less payment.
Preserving good relationship with current insurers
We profess the philosophy of respecting and sustaining good relationship between Clients and their current insurers - as a matter of security for our clients and as good trade practices. However, in the interest of our client we also observe and check the market for more suitable products and opportunities.
Sunday, 
An insurance broker is a representative of the client and not of the insurer. He is not concerned in hiding weak points in products offered by insurers. 
One of the major advantages that arise from the cooperation with a broker, besides getting professional advice, is a transfer of liability for concluded insurance agreements (Art. 429 of Polish Civil Code). 
The broker’s remuneration is paid directly by insurers, not by the customer. In addition, insurance fees negotiated by brokers are often lower than those negotiated by the customer himself. So the customer gets additional service for free - often even for less payment. 
We profess the philosophy of respecting and sustaining good relationship between Clients and their current insurers - as a matter of security for our clients and as good trade practices. However, in the interest of our client we also observe and check the market for more suitable products and opportunities.